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Privacy Policy and Disclaimer 

Market Gainer Financial Newsletter Inc. and MarketGainer.com is committed to safeguarding your privacy online. Please read the following statement to understand how your personal information will be treated as you make full use of the Market Gainer Financial Newsletter Inc. and MarketGainer.com Web site. The Market Gainer Financial Newsletter Inc. and MarketGainer.com Web site is owned and operated by Market Gainer Financial Newsletter Inc.

If you have any questions regarding our privacy statement, please feel free to contact us by e-mail at subscribers@MarketGainer.com

Summary
Our primary goal in collecting user information is to enhance your experience on our Web site. We use aggregated (gathered up data across all user accounts) information to develop content targeted to users' interests and to better the Web site user experience. Market Gainer Financial Newsletter Inc. and MarketGainer.com is committed to your privacy and other than as provided herein or after receiving your specific consent, Market Gainer Financial Newsletter Inc. and MarketGainer.com will not share any personal information with any third party at any time, unless required by law.

What this Privacy Policy Covers
This privacy policy covers the Web site MarketGainer.com. Formatted versions of Market Gainer lists and subscriptions to investment newsletters may require payments. This privacy policy covers all these transactions as well. Other Market Gainer Financial Newsletter Inc. and MarketGainer.com sites linked to from this Web site have their own privacy statements which can be viewed on those sites.

Please be aware that Market Gainer Financial Newsletter Inc. and MarketGainer.com sponsors, advertisers, co-branded Web site or Web sites that have links on our site may collect personally identifiable information about you on their Web sites. The information practices of those parties are not covered by this privacy statement. Market Gainer Financial Newsletter Inc. and MarketGainer.com users should also be aware that, when you voluntarily disclose personal information in chat areas or bulletin boards, that information may be collected by others and may result in unsolicited messages from others.

Gathering of Information
Voluntary Submission
Market Gainer Financial Newsletter Inc. and MarketGainer.com does not collect personally identifying information about any individual Market Gainer Financial Newsletter Inc. and MarketGainer.com Web site user except when knowingly provided by such individual. For example, we may ask you for information, such as your e-mail address, zip code and the country in which you are viewing the Web site when you register to become a member of Market Gainer Financial Newsletter Inc. and MarketGainer.com, to customize your personal information, such as your address, telephone number and credit card information, in order to complete the purchase. You always have the option not to provide the information we request. If you choose not to provide the information we request, you can still visit most of the Market Gainer Financial Newsletter Inc. and MarketGainer.com Web site, but you may be unable to access certain options and services.

Cookies
A cookie is a data file that certain Web sites write to your computer's hard drive when you visit such sites. A cookie file can contain information, such as a user identification code, that the site uses to track the pages you have visited. Market Gainer Financial Newsletter Inc. and MarketGainer.com uses cookies to track user traffic patterns throughout the Market Gainer Financial Newsletter Inc. and MarketGainer.com Web site and to remember your passwords and preferences so that you don't have to reset them each time you visit the Web site. We may use this data on an anonymous basis and we do not correlate this information with personal data of any user. Business partners of Market Gainer Financial Newsletter Inc. and MarketGainer.com and vendors providing hosting and other services for Market Gainer Financial Newsletter Inc. and MarketGainer.com, as well as advertisers who contract directly with a third-party service to serve their advertisements, may set their own cookies which may collect similar anonymous information.

Most Web site browsers automatically accept cookies, but you can usually change your browser settings to display a warning before accepting a cookie, or to refuse all cookies. However, if you choose to disable the receipt of cookies from our Web site, you may not be able to use certain features of the site.

Browser Level Information
Market Gainer Financial Newsletter Inc. and MarketGainer.com Web servers automatically collect information about a site user's IP address, browser type and the URL that you just came from (whether this URL is on the Web site or not) and which URL you next go to (whether this URL is on the Web site or not) by reading this information from the user's browser (information provided by every user's browser). This information is collected in a database and used--in an aggregated, anonymous manner--in our internal analysis of traffic patterns within our Web site. This information is automatically logged by most Web sites. Market Gainer Financial Newsletter Inc. and MarketGainer.com may also uses a third party to collect information, including through the use of web beacons. 

Use of Information
Our primary goal in collecting user information is to enhance your experience on our Web site.

To Target Content
To develop content targeted to your interests, we use aggregated user information to determine which areas of our Web site users prefer based upon traffic to those areas. We do not track what individual users read, but instead how well each page or content area performs overall.

To Provide Interactive Communications From Market Gainer Financial Newsletter Inc. and MarketGainer.com 
To enhance your experience we may provide you with interactive communications, such as our electronic newsletters, to the e-mail address that you provide to us. Such interactive communications are provided only to those users who have expressly provided us with their permission to receive them as part of their user profile.

From time to time we may provide e-mails highlighting new features, promotions or contests on the Web site to those users who have expressly provided us with their permission to send such communications as part of their user profile. 

To Provide Communications From Third Parties
We respect the privacy of our users and shall not disclose or distribute our user list to any third party, nor shall it permit anyone else to do so. However, we do make available for rental our list of those registrants who have expressly provided us with their permission to receive third party information and offers as part of their user profile. In those cases, your personal information is not transferred to the third party.

Control of Your Information
Users may change their user profile to stop receiving newsletters or marketing material from Market Gainer Financial Newsletter Inc. and MarketGainer.com or on behalf of external third party business partners. Users may choose to stop receiving such communications at any time by following instructions at the end of any e-mail.

Sharing of Information
When you are on an area of Market Gainer Financial Newsletter Inc. and MarketGainer.com and are asked for personal information, you are sharing that information with Market Gainer Financial Newsletter Inc. and MarketGainer.com as well as business partners and vendors providing hosting and other services for Market Gainer Financial Newsletter Inc. and MarketGainer.com . If you do not want your information to be shared, you can choose not to allow the transfer of your information by not using that particular service. In addition, any personally identifiable information provided by our users as part of an advertiser promotion online may be provided directly to advertisers.

Aggregate, Anonymous Information With Advertisers
Market Gainer Financial Newsletter Inc. and MarketGainer.com derives the majority of its revenue from advertising and sharing information is essential to keeping our services affordable to users. In order to attract and retain advertisers we use the aggregated, anonymous information that we gather (as well as information from third-party market researchers) to describe our services to partners and to assist our advertisers and sponsors to better understand our audience. We do not disclose personally identifying information about our users to these parties.

As Necessary to Provide Services to You
We occasionally hire other companies to provide limited services on our behalf, such as handling the processing and delivery of newsletter mailings, processing transactions, or performing statistical analysis of our services. We will only provide those companies the personal information they need to deliver the service. In some instances, one of these companies may collect information directly from you (such as for credit card processing for purchase of archived articles). In these cases, you will be notified of the involvement of the external service provider. In all cases, these companies are subject to agreements that require them to maintain the confidentiality of your information and they are prohibited from using that information for any other purpose. 

In The Event of Sale or Bankruptcy
The ownership of Market Gainer Financial Newsletter Inc. and MarketGainer.com may change at some point in the future. Should that occur, we want this site to be able to maintain a relationship with you. In the event of a sale, merger, public offering, bankruptcy or other change in control of Market Gainer Financial Newsletter Inc. and/or MarketGainer.com your information may be shared with the person or business that owns or controls this site. Opting out of receiving information from third parties will not affect our right to transfer your information to a new owner, but your choices will continue to be respected regarding the use of your information. 

As Required By Law
Market Gainer Financial Newsletter Inc. and MarketGainer.com may disclose your personal information if required to do so by law or in the good faith belief that such action is necessary to conform to the edicts of the law or comply with legal process served on Market Gainer Financial Newsletter Inc. and MarketGainer.com or to protect and defend the rights or property of Market Gainer Financial Newsletter Inc. and MarketGainer.com.

Security
Your information is stored on Market Gainer Financial Newsletter Inc. and MarketGainer.com 's servers located in Canada. We use procedural and technical safeguards to protect your personal information against loss or theft as well as unauthorized access and disclosure to protect your privacy, including encryption, "firewalls" and Secure Socket Layers. We treat data as an asset that must be protected against loss and unauthorized access. We employ many different security techniques to protect such data from unauthorized access by users inside and outside the company. However, "perfect security" does not exist on the Internet.

Privacy of Children
Kids under 13: Do not send any information about yourself to us--including information such as your name, address, or e-mail address. We do not knowingly collect personally identifiable information from children under 13. In the event that we learn we have collected any personal information from a child under the age of 13 without verification of parental consent, we will delete that information from our database as quickly as possible.

How to Contact Us
If you have any questions regarding our privacy statement, please feel free to contact us by e-mail at subscribers@MarketGainer.com. We read every message submitted and try to reply promptly to every one.

How Will I Know if the Privacy Policy Is Changed?
This statement may change from time to time, so please check back periodically.

Disclaimer
ALL MATERIALS AND SERVICES IN THIS SITE AND THIRD-PARTY SITES TO WHICH IT LINKS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. THE CONTENT PUBLISHED ON THIS WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY MADE TO THE INFORMATION HEREIN. MARKET GAINER FINANCIAL NEWSLETTER INC. AND MARKETGAINER.COM AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THIS WEB SITE AT ANY TIME INCLUDING CHANGES TO THESE TERMS OF SERVICE. MARKET GAINER FINANCIAL NEWSLETTER INC. AND MARKETGAINER.COM AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS AND, TO THE FULLEST EXTENT ALLOWED BY LAW, DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE REGARDING THE SUITABILITY OF THE INFORMATION; THE ACCURACY, RELIABILITY, COMPLETENESS OR TIMELINESS OF THE CONTENT, SERVICES, PRODUCTS, TEXT, GRAPHICS, LINKS, OR OTHER ITEMS CONTAINED WITHIN THIS SITE, OR THE RESULTS OBTAINED FROM ACCESSING AND USING THIS SITE AND/OR THE CONTENT CONTAINED HEREIN. MARKET GAINER FINANCIAL NEWSLETTER INC. AND MARKETGAINER.COM DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE, INCLUDING BULLETIN BOARDS OR THE SERVER THAT MAKES IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE USER ASSUMES THE ENTIRE COST OF ALL NECESSARY MAINTENANCE, REPAIR OR CORRECTION OF THE USERS COMPUTER AND OTHER EQUIPMENT.

This website contains the opinion(s) of MarketGainer.com and it's officers and employees. Please review our full terms and conditions in addition to this disclaimer on our website at: http://www.MarketGainer.com before using this site. Through viewing or using this site, you agree to hold MarketGainer.com, its operators, owners and employees harmless and to completely release them from any and all liability due to any and all loss (monetary or otherwise), damage (monetary or otherwise), or injury (monetary or otherwise) that you may incur. Neither the information presented nor any statement or _expression of opinion, or any other matter herein, directly or indirectly constitutes a representation by the publisher nor a solicitation of the purchase or sale of any securities. The information contained herein is based on sources which we believe to be reliable but is not guaranteed by us as being accurate and does not purport to be a complete statement or summary of the available data. The owner, publisher, editor and their associates are not responsible for errors and omissions. They may from time to time have a position in the securities mentioned herein and may increase or decrease such positions without notice. Any opinions expressed are subject to change without notice. 

Use Of This Website Is At Your Own Risk.
This Website may contain advice, opinions, and statements of various information providers and content providers. Market Gainer Financial Newsletter Inc. and MarketGainer.com does not represent or endorse the accuracy or reliability of any advice, opinion, statement or other information provided by any information provider or content provider, or any user of this site or other person or entity. Reliance upon any such opinion, advice, statement, or other information shall also be at your own risk. Neither Market Gainer Financial Newsletter Inc. and MarketGainer.com nor its affiliates, nor any of their respective agents, employees, information providers or content providers shall be liable to any User or anyone else for any inaccuracy, error, omission, interruption, timeliness, completeness, deletion, defect, failure of performance, computer virus, communication line failure, alteration of, or use of any content herein, regardless of cause, or for any damages resulting there from.

Prior to the execution of a purchase or sale or any security or investment, you are advised to consult with your broker or other financial advisor or other professionals as appropriate to verify pricing and other information. 

Neither Market Gainer Financial Newsletter Inc. and MarketGainer.com, its affiliates, information providers or content providers shall have any liability for investment decisions based upon, or the results obtained from, the information provided. Neither Market Gainer Financial Newsletter Inc. and MarketGainer.com, its affiliates, information providers or content providers guarantee or warrant the timeliness, sequence, accuracy, or completeness of any such information. Nothing contained in this Website is intended to be, nor shall it be construed as, investment advice.

Indemnity/Limitation of Liability
Under no circumstances, including, but not limited to, negligence, shall Market Gainer Financial Newsletter Inc. and MarketGainer.com, or its affiliates be liable for any direct, indirect, incidental, special or consequential damages that result from the use of, or the inability to use, the Content, unauthorized access to or alteration of your transmissions or data, the Content or any errors or omissions in the Content, even if advised of the possibility of such damages. You specifically acknowledge and agree that Market Gainer Financial Newsletter Inc. and MarketGainer.com is not liable for any conduct of any User.

AS A CONDITION OF USE OF THIS WEBSITE, YOU AGREE TO INDEMNIFY, DEFEND AND HOLD HARMLESS, MARKET GAINER FINANCIAL NEWSLETTER INC. AND MARKETGAINER.COM .COM AND ITS SUPPLIERS, EACH OF THEIR PARENT AND AFFILIATED COMPANIES, AND EACH OF THEIR RESPECTIVE PARTNERS, SUPPLIERS, LICENSORS, OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, REPRESENTATIVES, CONTRACTORS AND AGENTS, FROM ANY AND ALL CLAIMS (INCLUDING, BUT NOT LIMITED TO, CLAIMS FOR DEFAMATION, TRADE DISPARAGEMENT, PRIVACY AND INTELLECTUAL PROPERTY INFRINGEMENT) AND DAMAGES (INCLUDING ATTORNEYS' FEES AND COURT COSTS) ARISING FROM OR RELATING TO ANY ALLEGATION REGARDING: (A) YOUR USE OF MARKET GAINER FINANCIAL NEWSLETTER INC. AND MARKETGAINER.COM .COM; (B) MARKET GAINER FINANCIAL NEWSLETTER INC. AND MARKETGAINER.COM .COM'S USE OF ANY CONTENT OR INFORMATION YOU PROVIDE, AS LONG AS OUR USE IS NOT INCONSISTENT WITH THIS AGREEMENT; (C) INFORMATION OR MATERIAL POSTED OR TRANSMITTED THROUGH YOUR MEMBERSHIP ACCOUNT, EVEN IF NOT POSTED BY YOU; AND, (D) ANY VIOLATION OF THESE TERMS OF SERVICE BY YOU. 

If you are dissatisfied with any Market Gainer Financial Newsletter Inc. and MarketGainer.com material, or with any of Market Gainer Financial Newsletter Inc. and MarketGainer.com ' terms and conditions, your sole and exclusive remedy is to discontinue using the Market Gainer Financial Newsletter Inc. and MarketGainer.com Website.

General
This Agreement shall be deemed to include all other notices, policies, disclaimers, and other terms contained in this Website; provided, however, that in the event of a conflict between such other terms and the terms of this Agreement, the terms of this Agreement shall control.

This Agreement has been made in and shall be construed and enforced in accordance with Canadian law. Any action to enforce this agreement shall be brought in the federal or state courts located in Canada. If any provision is deemed to be unlawful or unenforceable, that shall not affect the validity and enforceability of the remaining provisions. Any failure of Market Gainer Financial Newsletter Inc. and MarketGainer.com.com to enforce or exercise any provision of this Agreement or related right shall not constitute a waiver of that right or provision. The section titles used in this Agreement are purely for convenience and carry with them no legal or contractual effect. In the event of termination of this Agreement for any reason, you agree that the following provisions will survive: the provisions regarding the limitations on your use of Content, the license(s) you have granted to Market Gainer Financial Newsletter Inc. and MarketGainer.com, and all other provisions for which survival is equitable or appropriate.

All material listed within www.MarketGainer.com was based upon information supplied by the company or from other sources believed to be reliable. The information contained within is not guaranteed by Market Gainer to be accurate and should not be considered to be all-inclusive. The companies discussed within www.MarketGainer.com may not have approved the statements made herein. Any discussions and pages contain forward looking statements that involve risks and uncertainties. A company's actual results could differ materially from those described in any forward - looking statements or announcements discussed within www.MarketGainer.com. All material is for informational purposes only and should not be construed as an offer or solicitation of an offer to buy or sell securities. Market Gainer is not a licensed broker, broker dealer, market maker, investment banker, investment advisor, analyst, or underwriter. 

In some cases, we may be compensated for the coverage we provide on our profiled companies. Compensation comes in the form of cash, and sometimes stock and/or stock options. The specifics as to the compensation that we receive on behalf of any company that we cover are detailed in our Disclaimer. However, we believe that it is in the best interest of our members to note that when making an investment opinion. Please note that we do not profile every company that offers us compensation. These companies must still meet our criteria set out in our philosophies and guidelines.

Please note that we also profile companies that we have not received any compensation from. Our interest is in our members and we stress the fact that only a select few of companies we profile will compensate us for our media exposure. 

Please note that all of the above applies to every and any service we offer on MarketGainer.com
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